Alliance Insurance compares 20+ Alberta-approved insurers so you get the right coverage at the right price, with a licensed local broker who actually knows Edmonton.
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Fill our quick form or call us. We ask about your vehicle, coverage needs and city, which takes under 5 minutes.
Your dedicated broker compares quotes from 20+ Alberta-approved insurers at once to find your best rate.
We explain your options clearly, in plain English. You choose the coverage that fits your budget, with no pressure.
We bind your policy and stay with you for renewals, updates, and full claims advocacy whenever you need us.
We work for you, not insurance companies. That independence means unbiased advice, more choices, and a broker who fights in your corner at claim time.
We’re not tied to any single insurer. Our only job is finding you the best coverage at the best price, with no sales quotas and no hidden incentives.
We access rates from over 20 Alberta-approved insurers at once. You’d need 20+ individual calls to match what we do in 5 minutes.
Our team lives and works here. We understand Edmonton winters, Anthony Henday traffic risks, and the local factors that affect your premium.
Every Alliance broker holds full Alberta Insurance Council (AIC) licensing. You’re protected by provincial standards and professional accountability.
When you have a claim, we go to bat for you. We navigate the process, follow up with the insurer, and push for the settlement you deserve.
Combine your home and auto insurance with the same provider to unlock multi-policy discounts. We identify the combination that saves you the most.
We’re a local Canadian insurance firm based right here in Edmonton, proudly serving drivers and businesses across the city and surrounding communities like Sherwood Park, St. Albert and Spruce Grove. We’re not just brokers; we’re experienced Edmonton advisors who understand local risk, road conditions, and genuine customer care.
We’ve built long-term relationships through trust, transparency, and a deep understanding of every product we represent. Our goal is simple: the right protection, fair premiums, and an experience that always puts you first.
Rated 4.6 out of 5 across more than 190 Google reviews from clients in Edmonton, Calgary and across Alberta.
Alberta drivers must carry minimum coverage by law. Alliance helps you build the right policy on top of that minimum, so you’re fully protected, not just technically legal.
Covers bodily injury and property damage you cause to others. Alberta minimum is $200,000. We recommend $1M to $2M given today's claim costs.
Pays medical expenses, income replacement and funeral costs for you and your passengers, regardless of who caused the accident.
Covers repairs to your own vehicle when another driver is at fault. Faster, simpler claims, because you deal directly with your own insurer.
Pays for damage to your vehicle in at-fault accidents. Essential for financed or leased vehicles and recommended for Edmonton's busy routes.
Covers theft, hail, fire, vandalism and animal strikes. Critical in Edmonton, where auto theft claim costs rose 79% between 2022 and 2024 (IBC).
Tops up your coverage when an at-fault driver is uninsured or underinsured. One of the most important and most overlooked endorsements for Alberta drivers.
With Edmonton premiums among Alberta’s highest, every saving counts. These are the most effective strategies our Edmonton brokers recommend to lower your rate.
Combining your home and auto policies with the same insurer is the single biggest discount available. We identify the combination that maximizes your savings.
Raising your collision deductible from $500 to $1,000 can reduce your premium by 10 to 15%. Smart if you have a clean record and emergency savings.
Several Alberta insurers offer telematics programs where safe, low-mileage drivers earn up to 25% off. Ideal for work-from-home Edmonton drivers.
Annual reviews catch unnecessary extras, outdated coverage, and missed discounts. Our brokers do this free at renewal, often saving $200 to $400 a year.
Under Alberta’s 2026 reforms, safe drivers’ increases are capped at 7.5% annually. Every claim or conviction you avoid protects your rate for years.
Several Alberta insurers offer 3 to 5% discounts for approved winter tires. Given Edmonton’s climate you’re likely already running them, so make sure you claim it.
Yes. Every vehicle driven on public roads in Edmonton, like the rest of Alberta, must carry valid auto insurance. Driving without it can lead to fines starting around $2,875, licence suspension and vehicle seizure, so coverage must be active before you drive.
Alberta’s average auto premium sits around $1,900 a year (AIRB 2026), but your actual rate depends on your vehicle, driving record, location and coverage. Comparing 20+ insurers through a broker is the fastest way to find your lowest rate.
Bundle home and auto, raise your deductible, join a usage-based (telematics) program, keep a clean record, and claim winter-tire and other discounts. Our Edmonton brokers review every angle at renewal to maximize your savings free of charge.
Your own policy can respond, and the SEF 44 Family Protection endorsement tops up your coverage when an at-fault driver is uninsured or underinsured. It’s inexpensive and one of the most valuable add-ons we recommend for Alberta drivers.
An at-fault claim usually raises your premium at renewal and can affect eligibility for some discounts. Accident forgiveness can protect your first at-fault claim. We shop the market so one incident doesn’t lock you into a high rate.
Share your driver and vehicle details with us, we compare 20+ Alberta insurers, then we present your best options in plain English. Once you choose, we bind coverage, often the same day. Start with the quote form or call our Edmonton office.
In most cases, yes. With your vehicle and driver details ready, a broker can often bind coverage the same day and issue proof of insurance. Start with a quote or call our Edmonton office at 780-490-0053.
A direct insurer only offers its own product. As an independent Edmonton broker, Alliance compares 20+ insurers to find your best fit and advocates for you at claim time, which a single insurer’s call centre won’t do. The advice is local and unbiased.
Alberta law requires three coverages: Third Party Liability (minimum $200,000), Accident Benefits, and Direct Compensation for Property Damage. Most Edmonton drivers carry higher liability limits, plus optional collision and comprehensive.
Insurers weigh your driving record, claims history, age and experience, your Edmonton postal code, your vehicle’s make and model, annual mileage, and the coverage and deductibles you choose. Higher-theft neighbourhoods and winter collision risk can also nudge your rate.
Popular add-ons include collision, comprehensive (theft, hail, vandalism), SEF 44 family protection, accident forgiveness, and roadside assistance. We help you pick the endorsements that match your vehicle and risk without overpaying.
Check for injuries and call 911 if needed, move to safety, exchange information, photograph the scene and damage, and report damage over $2,000 or any injury to police (Edmonton has designated collision reporting centres). Then contact us, and we’ll guide your claim and advocate for you.
Minor convictions can nudge your rate up, and multiple or serious violations have a larger impact. Tickets typically affect premiums for about three years. Keeping a clean abstract is one of the most reliable ways to stay affordable.
Edmonton drivers face harsh winters, higher collision frequency, rising vehicle-theft and repair costs, and Alberta’s overall claims trends, all of which push premiums up. The good news: rates vary a lot between insurers, so comparing 20+ of them is the most reliable way to bring your Edmonton premium down.
Yes. We work with insurers who specialize in high-risk and post-DUI coverage, including interlock policies. We’ll find the most affordable option for your situation and help you rebuild toward standard rates over time.
At least once a year at renewal, and any time your life changes, such as moving within Edmonton, buying a vehicle, adding a driver, or after a ticket drops off. We re-shop the market for you automatically so you never overpay out of habit.
Free, no pressure, about five minutes. Our AIC-licensed Calgary brokers compare 20+ Alberta insurers and call you back within one business hou
2311 90b St SW Suite 201, Edmonton, AB T6X 1V8, Canada
info@insurancealliance.ca
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