Alliance Insurance helps Calgary families, homeowners and business owners compare life insurance options, understand what each policy does, and choose coverage that fits their situation and budget.
A licensed Alberta broker will call you back the same business day with comparison quotes.
No credit check required for a quote
Life insurance is easy to put off and hard to compare on your own. An advisor helps you cut through the jargon and focus on what your family would actually need.
We work with a range of insurers, so your quote request is not limited to a single company’s plans.
Our consultants focus on risk management. They explain the trade-offs between policies in words you can use.
Life changes. Reach out when you buy a home, grow your family, or start a business and want to review your coverage.
Want to confirm anyone’s credentials? You can look up licensed insurance professionals on the Alberta Insurance Council’s public register.
Every household has a different starting point. Here are some of the situations we help with.
Think about the income, childcare and daily costs your household would need to keep going. We help you size coverage around them.
A mortgage is often the biggest debt a family carries. We can compare mortgage-related coverage with a personal policy.
Without a workplace plan, protection is your job. We can discuss personal coverage and look at how your business fits in.
Starting fresh in Calgary brings new responsibilities. Ask us what options may apply to you and what each insurer requires.
Some policies need no medical exam. We can explain how they work and how they compare with fully underwritten plans.
If your policy was set up years ago, it may be time to check that it still matches your life today.
Not sure which type of policy fits? These are the main choices, with a short explanation of each.
Premiums depend on your age, health, the amount of coverage and the insurer. We do not publish sample prices here. Ask for a quote based on your own details.
Coverage for a set number of years, such as while you raise children or pay down a mortgage. It is often the most affordable way to start.
Coverage designed to last for life. Some people use it for estate planning or long-term goals. We can explain how it differs from term.
Coverage linked to your home loan. We can help you compare it with a personal policy so you know what each one does.
Options that skip the medical exam. They often have higher costs or lower limits, so it helps to understand the trade-offs first.
Coverage that can pay a lump sum if you are diagnosed with a condition named in the policy. Ask us how it fits with your other plans.
There is no single answer. A good starting point is to look at four things.
Bring a rough list of the above and we will help you turn it into a coverage range you can compare across insurers. It is a conversation, not a sales pitch.
A simple path from first question to a decision you feel good about.
Send a quote request or call us with your age, goals and any questions.
We explain the policy types that suit you and what each would mean for your family.
You see options side by side, so differences in cost and features are easy to spot.
When you are ready, we help with the application. Timelines vary by insurer and policy.
Alliance Insurance is a local Canadian firm based in Edmonton, with an office in Calgary. We serve individuals and businesses across Alberta.
To help customers reach financial prosperity and peace of mind by guiding them toward their goals and protecting them from unforeseen risks.
Short answers to common questions. Your advisor can give you details for your own situation.
It depends on your income, debts, dependants and any coverage you already have through work. An advisor can walk through these with you and show a range instead of a single number.
Term life insurance covers a set number of years. Whole life is permanent coverage that is designed to last as long as premiums are paid. Term is usually the more affordable starting point, while permanent coverage suits long-term planning needs.
Bank coverage is usually tied to the loan. A personal policy is tied to you, so it can stay with you if your mortgage changes. It is worth comparing both before you decide.
Some no medical options exist. They often cost more or offer lower limits than fully underwritten plans, so it helps to compare them with other choices first.
Eligibility and requirements vary by insurer. Call or send a message and we will explain what applies to your situation.
In Canada, a death benefit from a life insurance policy is generally paid out income tax free. Your advisor can explain how this applies to your policy.