Alliance Insurance is an Edmonton insurance brokerage. We help business owners understand their risks, compare coverage options and put a commercial insurance policy in place that fits how they actually operate.
A licensed Alberta broker will call you back the same business day with comparison quotes.
No credit check required for a quote
Every business carries a different mix of risk. A commercial insurance policy is built from coverages, so the goal is choosing the right ones and the right limits, not buying a generic package.
Helps protect your business if you are held responsible for injury or property damage to others.
Covers buildings, equipment, inventory and improvements against named perils, subject to your policy terms.
Coverage for vehicles used in your business, from a single work truck to a larger fleet.
Can help replace lost income and cover ongoing costs after a covered loss shuts you down.
Liability, tools and equipment coverage designed around trades and construction work.
Bundled or standalone policies shaped around your operations, contracts and budget.
Errors and omissions coverage for claims that your advice, design or service work caused a client a financial loss.
Helps with costs after a data breach, ransomware attack or fraud event, including response, notification and recovery, subject to policy terms.
Liability claims often come from ordinary work: a customer slips at your premises, a job site incident damages a neighbour’s property, or a client disputes the quality of your service. Commercial liability insurance is designed to respond to claims like these, up to the limits you choose.
Clients, landlords and general contractors often ask for proof of liability coverage before signing. We can help you work out the limits that make sense and request certificates of insurance when a contract requires one.
Hail, wildfire smoke and fire exposure, long freezing winters and burst pipes, and theft at remote or unattended sites are all real planning points for Alberta property owners. Which of these a policy responds to depends on its wording, so we walk through perils, deductibles and exclusions before you commit.
Commercial property insurance protects the physical side of your business: the building you own or the improvements you have made to one you lease, plus equipment, stock and tools. Business interruption insurance addresses the financial side, helping with lost revenue and fixed costs while you recover from a covered loss.
Albertans drive long distances for work, and a vehicle used for business is rated differently from a personal one. We help you arrange coverage for the vehicles you actually use and the way you use them.
Service vehicles, delivery vans and pickups used on the job.
Multiple vehicles and drivers under one organized program.
Trailers, equipment hauling and cargo considerations for your operation.
Using a personal vehicle for work? Personal auto policies can limit or exclude business use. Ask a broker to confirm before a claim, not after.
Contractors and trades carry risk at every site: tools that get stolen, work that damages someone else’s property, and subcontractors whose coverage may not be what you assume. We help you line up general liability, tools and equipment coverage and vehicle insurance so they work together.
Electricians, plumbers, roofers, general contractors, landscapers and renovation companies each face different exposures, so we start with the work you do, not a template.
The best claim is the one that never happens, and the second best is the one that is covered properly. When we review your business, we look at where a loss would hurt most and whether your current commercial insurance coverage matches that picture.
A short, structured process so you spend less time on forms and more time on your business.
Share what you do, where you operate, your vehicles, equipment and any contract requirements.
A broker identifies the coverages that matter and the limits worth discussing.
We explain the coverage, deductibles, exclusions and pricing of the options presented.
Choose your policy and get the documents and certificates you need.
Insurance is a promise you hope not to use, so the advice behind it matters.
Based in Edmonton, serving businesses throughout Alberta, with an understanding of the province’s working conditions.
We explain what a policy does and does not cover in plain terms before you buy.
We support you at renewal and when your business changes, not only at the first quote.
Straight answers to common questions from business owners.
Cost depends on your industry, revenue, location, claims history, coverage limits, deductibles and vehicles or equipment. A broker can give a realistic range once they understand your operations.
Vehicles must carry auto insurance, and some businesses must register with WCB-Alberta separately. Other coverage is often not legally required but may be demanded by landlords, lenders or clients.
General liability is one coverage within a commercial insurance program. It addresses injury and property damage claims from third parties, while a broader commercial policy can also include property, interruption and other coverages.
It depends on the policy wording, perils covered, exclusions and deductibles. Ask your broker to confirm how a policy responds to hail, fire, water damage and freezing before you buy.
It can help cover lost income and ongoing expenses when a covered loss, such as a fire, forces your business to pause or slow operations. Coverage terms and waiting periods vary by policy.
Personal auto policies may limit or exclude business use. If you use a vehicle for work beyond commuting, ask a broker whether commercial vehicle coverage is needed.
Have your business description, address, revenue estimate, employee count, vehicle details, equipment values and any contract insurance requirements ready. Your broker will tell you if anything else is needed.
Talk to an Edmonton broker about the coverage your Alberta business needs. Start with a quote request or call us directly.