Your Ultimate Home and Auto Insurance Savings Checklist
January has a way of snapping us back to reality. One minute you’re clinking glasses and counting down at midnight, and the next you’re staring at your bank account, wondering how you could possibly rack up so many receipts in a single month. But when it comes to your Home and your Auto Insurance—two of […]
Small Business Insurance in Alberta: Cost, Coverage and Legal Requirements
Small business insurance in Alberta is a package of policies that pays for property damage, liability claims, lost income and legal costs when something goes wrong in your business. Most Alberta owners build it around three pieces: commercial general liability, commercial property, and business interruption. Then they add coverages that match how they actually operate, […]
Direct Compensation For Property Damage (DCPD) Insurance
Direct Compensation for Property Damage, or DCPD, is the mandatory Alberta auto coverage that pays to repair or replace your own vehicle when another driver is at fault for a collision. Your insurer handles the claim and cuts the cheque. You never deal with the other driver’s insurance company. It has worked this way since […]
What Does Home Insurance Cover in Alberta?
Home insurance in Alberta covers four things: the structure of your house, the belongings inside it, your legal liability if someone is hurt on your property, and your living costs if you cannot stay in your home after a covered loss. What it does not automatically cover is water backing up through your drains, water […]
Insurance in Alberta: What You Need, What It Costs, and What Changes January 1, 2027
Albertans pay more for insurance than almost anyone else in Canada, and the rules are about to change. On January 1, 2027, the province replaces its court-based auto insurance system with a care-based one. Home premiums just posted the steepest provincial increase in the country. Choosing the right insurance in Alberta means matching your coverage […]
Do You Need Life Insurance? A Straight Answer for Alberta Families
Most articles on this question are written by companies that only profit when you say yes. We are an independent brokerage in Edmonton and Calgary representing more than 20 A-rated carriers, which means we get paid whether you buy term, permanent, or nothing at all. So this guide includes the part the big insurers leave […]
Cyber Liability Insurance for Alberta Businesses
A single phishing email can cost an Alberta business more than a year of revenue. And unlike a fire or a break-in, your commercial property policy almost certainly will not respond. That gap is what cyber liability insurance exists to close. Key Takeaways Cyber liability insurance covers the financial fallout of data breaches, ransomware, and […]
Motorcycle Insurance in Alberta: What It Costs, What It Covers, and What Changes in 2027
Motorcycle insurance in Alberta is a mandatory auto policy that covers your legal liability to others, pays injury benefits regardless of fault, and optionally repairs or replaces your bike. The province sets the floor at $200,000 in third-party liability, plus accident benefits and direct compensation for property damage. Alberta happens to be one of the […]
What Auto Insurance Actually Covers After an Accident in Alberta & BC
Key Takeaways Auto insurance in Alberta and BC covers more than vehicle repairs. It includes medical treatment, rehabilitation, income replacement, and death benefits. Accident benefits apply no matter who caused the crash. Fault only affects your liability claim, not your access to basic medical and recovery support. Alberta is introducing a new Care-First auto insurance […]